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Chicago City Wire

Wednesday, August 6, 2025

Former substitute teacher Edwards paid in $93K to teachers' pension fund, could collect $1.25M in retirement

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Former substitute teacher Emma Edwards, who retired in February 2018, saved $92,595 toward a pension over 25 years working for public schools, Chicago Teachers' Pension Fund records show.

Over 30 years of retirement, Edwards would collect as much as $1.25 million, according to a projection by Local Government Information Services (LGIS), which publishes Chicago City Wire.

The projection assumes Edwards received $26,376 in the first year of retirement, then 3 percent annual increases thereafter, compounded.

After 4 years of retirement, Edwards will have already received $110,346 in retirement benefits, or more than the sum total of the retiree's contributions to the teachers' pension fund.

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