Chicago City Wire

Former substitute teacher Debra Monroe, who retired in January 2018, saved $30,025 toward a pension over 18 years working for public schools, Chicago Teachers' Pension Fund records show.

Over 30 years of retirement, Monroe would collect as much as $816,261, according to a projection by Local Government Information Services (LGIS), which publishes Chicago City Wire.

The projection assumes Monroe received $17,157 in the first year of retirement, then 3 percent annual increases thereafter, compounded.

After 2 years of retirement, Monroe will have already received $34,829 in retirement benefits, or more than the sum total of the retiree's contributions to the teachers' pension fund.